The arrival of the New Year means setting new goals in place to better our lives. Funeral pre-planning is usually not a goal that comes to mind…
but why not?
There seem to be negative connotations attached to the idea of planning for the inevitable. Sure, it’s not necessarily a fun topic. However, once you realize the numerous benefits of funeral planning, it makes sense as to why you should make it a priority this year.
Here are the top 10 reasons why you should make pre-planning your New Year’s Resolution.
1. It’s the best gift you can give your loved ones.
Making arrangements now can relieve additional stress, anxiety and confusion for surviving family members. Your loved ones shouldn’t have to make funeral arrangement decisions at an already highly emotional time. Taking care of the difficult decisions now will allow your family the grieving time they will need.
2. It protects your loved ones from conflict.
Rather than letting your siblings, children and/or spouse dispute over the details, you can plan every detail ahead of time. Making decisions now can prevent your family from arguing over the ceremony, burial, clothing choice, finances, etc.
3. Prepaying eliminates financial burden on family.
Prepaying your funeral expenses eliminates future financial stress on your surviving family. In addition to having funeral expenses already paid for, you also reduce the chance of your family “emotionally overspending” on final arrangements when the day comes. Believe us, this really happens!
4. The cost will not increase.
Our funeral home costs can be locked in. A prepaid funeral plan gives you the chance to secure today’s funeral costs when the time comes and our services are needed. Once your funeral is paid for, you are protected against the effects of inflation.
5. You can see options for payment plans.
Flexible payment plans are available to spread payments out for up to ten years. You can gradually pay off your expenses today rather than leaving an overwhelming debt for your family.
6. You could opt for an exempt asset.
There is an option to make your policy irrevocable so that it is exempt from counting as an asset for public assistance purposes. A prepaid funeral is considered an excludable asset and is a reasonable use of funds for the Medicaid spend-down process. For further information on qualifying for Medicaid with an irrevocable funeral trust, click here.
7. You can transfer as needed.
Our prepaid plans are your insurance policy. If you move to another state, the policy can move with you. There is no need to feel confined to a specific location.
8. The process has never been easier.
Our process is structured so that you dictate the pre-planning pace. Most people spend about 45 minutes with a pre-need counselor to complete the information needed for a death certificate, obituary and service details. Not to mention, our staff is more than happy to travel to your home.
9. You can personalize to your liking.
Whether you want “Take Me Out to the Ballgame” as the song for your final send off or a tasting of your favorite dessert– when you plan it, you control the details! Record your own unique wishes so your family will not have to guess what you would have wanted.
10. It gives you true peace of mind.
Once you’ve made your decisions, planned out the details and paid for a service unique to you, you will truly feel at ease. Pre-planning is not only a gift to your loved ones… it also allows you to fully enjoy the rest of your life.
If you’re ready to make 2018 the year for pre-planning, please give us a call at any of our locations. We are more than happy to help you achieve this New Year’s Resolution.